Dogecoin: DBeS2gHm79fHsxkYWTatbCYonxxc8fQn4M
Bitcoin: bc1qga4p8wxjvc8vx2l9p5y35ac7t0q0jqf8lmsf9y

Monday, January 22, 2018

Trump’s New SEC Chairman Fighting For Control Over Bitcoin


  • Many people are interested in cryptocurrencies, but are concerned about government intervention.
  • The SECs Chairman Jay Clayton made a statement about cryptos last month that was largely overlooked.
  • Clayton is doubling down on the “21(A) Report” at a time when his regulatory counterpart is embracing Bitcoin.
  • It appears a showdown is brewing: who controls the regulation of the fastest growing asset in the world.

I enjoy talking to people about the viability of bitcoin. It appears to have a different value proposition for everyone. For some, there is no value proposition because they are certain the government is going to shut it all down. These people are not stupid — they know their government. For this reason, I think it’s important to track statements made by government institutions like the Federal Reserve and the SEC pertaining to Bitcoin, cryptocurrencies and ICOs.

SEC Chairman Jay Clayton


On December 11, 2017, the SEC issued a statement regarding Bitcoin and cryptocurrency.
“This statement,” said SEC Chairman Jay Clayton sworn in by Trump in January of 2017, “provides my general views on the cryptocurrency and ICO markets…
Among the more interesting points Clayton points out in his statement are the following:

1) “to date no initial coin offerings have been registered with the SEC.”

2) “The SEC also has not to date approved for listing and trading any exchange-traded 
products (such as ETFs) holding cryptocurrencies or other assets related to cryptocurrencies.

3) “If any person today tells you otherwise, be especially wary.

Translation: The SEC has not approved any crypto or ETF.

“Please also recognize,” Clayton goes on to say,
that these markets span national borders and that significant trading may occur on systems and platforms outside the United States. Your invested funds may quickly travel overseas without your knowledge. As a result, risks can be amplified, including the risk that market regulators, such as the SEC, may not be able to effectively pursue bad actors or recover funds.
It is Clayton’s job to protect investors, but I think he goes beyond that role here. In particular, he tells investors to be weary because at any point in time someone could run away with your money overseas — as if this can’t happen with other investments.

This is a specious argument. Your invested funds may quickly travel overseas if you invest in stocks as well. In fact, they very likely do. Corporations spend the money we invest with them overseas all the time, why not? So yeah, this is a risk, but nothing we aren’t already very much accustomed to with our current system of currency, which is over 90% digital.

On a good note, regarding ICOs, Clayton believes that:
initial coin offerings — whether they represent offerings of securities or not — can be effective ways for entrepreneurs and others to raise funding, including for innovative projects.
So that’s good, but he goes on to say that:
replacing a traditional corporate interest recorded in a central ledger with an enterprise interest recorded through a blockchain entry on a distributed ledger may change the form of the transaction, but it does not change the substance.
Translation: “The reason I like ICOs is because they’re essentially IPOs. If these are really IPOs, I (the SEC) should be regulating them.”

The 21(A) Report


Clayton has two options regarding his views on crypto. He can say that ICOs and cryptos are legal or illegal. Here Clayton does not mix words. He urges market professionals to use a document referred to as (the “21(A) Report) as legal precedent. The 21 Report is an investigative report released in July of 2017 in the SEC vs. The DAO.
“In the 21(A) Report,” Clayton says,
the Commission applied longstanding securities law principles to demonstrate that a particular token constituted an investment contract and therefore was a security under our federal securities laws.
He goes on to say that,
brokers, dealers and other market participants that allow for payments in cryptocurrencies, allow customers to purchase cryptocurrencies on margin, or otherwise use cryptocurrencies to facilitate securities transactions should exercise particular caution, including ensuring that their cryptocurrency activities are not undermining their anti-money laundering and know-your-customer obligations.
Or what? This statement may sound threatening to those worried about government intervention, but it’s more like the roar of a toothless tiger. Money laundering disclosures are a joke in the financial industry. Just during the week of Christmas, the Federal Register announced that the Trump Administration would be waiving fraud and corruption fines for Citigroup (5-year exemption), JPMorgan (5-year exemption), Barclays (5-year exemption), UBS (3-year exemption), and Deutsche Bank (3-year exemption). This is the same list of megabanks that the Obama Administration extended one-year waivers to as well, though it is particularly troubling that Trump, unlike Obama, owes these banks a large amount of money. Even if the exemptions weren’t in place, any fines rendered are a tenth of a percent of the profits made. What’s ironic is that the SEC has been rendered impotent over the last five years by the very institutions that are asking for its protections today.


What’s Next: Wall Street Is At Odds With Itself Over Bitcoin

In my next article we’ll continue to look at the battle brewing between the CFTC and the SEC. Both want control over this growing industry. On the one hand government regulators like the SEC want to shut Bitcoin down. On the other hand, the CFTC recently approved bitcoin futures contracts for several institutions including the CME, CBOE and Cantor Fitzgerald. Both sides have many stakeholders with deep pockets. My money is on Bitcoin.

Disclosure: I am/we are long cryptos. I wrote this article myself, and it expresses my own opinions.

Thursday, January 18, 2018

Mine Cryptocurrency For Free Using Cointiply: Earn $8K in Bitcoin With The Bitcoin Faucet Experiment (Updated)

Bitcoin Faucets like Cointiply are a great way to obtain cryptocurrency if you don’t have the funds to invest in Bitcoin, but still want to invest in this growing asset class. Who knows what Bitcoin will be worth in 7 years.
Below, I show you how to make the equivalent of $8K in bitcoin using Cointiply.
But first, let's do a quick primer of bitcoin faucets.

What are Bitcoin Faucets?

A “faucet” is a term used in the cryptocurrency world. It means a place where you can go to claim a small amount of crypto (like 1% of $.01). There are hundreds of faucets out there. Some are scams, some (like Cointiply) are real.

 At first I (like many others) dismissed this as a Ponzi scheme. It isn’t. You are investing your time, nothing else. Faucet owners get paid by advertisers and in exchange they give you a portion of those earnings. I’ve been doing it for about a month and have made a successful withdrawal of coins to my wallet.

All you need to sign up for the faucet is an email address and a computer. Never give your ID, address or any payment information to any faucet.

Bitcoin Faucet Claims Are Small

Early investors of Bitcoin paid just $.06 for a Bitcoin. A $100 investment seven years ago would be worth $28 million today. One year later at $3.19, $100 would have bought you 31 Bitcoin. In 2013, Bitcoin really took off to $724. In June 2017, no one thought Bitcoin could go much higher than $2,500. At the end of 2017, Bitcoin was trading for $13,170. Today it's trading for over $50K.

 No wonder people are fascinated with Bitcoin as an investment.

The biggest complaint about Bitcoin faucets is that “the amount of the claim is small.” If you are already wealthy or got in on cryptocurrency 7 years ago, I can understand your concern. Bitcoin faucets make small claims, but you never know where Bitcoin will be trading in 7 years. Still, this is a valid concern, especially for people with bills to pay and no extra time on their hands.

 This is my response to these concerns:

 1) The amount is small, but there are ways to maximize your earnings (I'll show you how to do this with
Cointiply below). Each faucet, like a game, has a few secrets that can greatly increase your earnings, sometimes by 500%. I’ll explain the key to maximizing your claim amount for each faucet in a moment.

 2) You can’t make a decent income by yourself, you need referrals. Those referrals must be users as well. It is not enough to simply give someone else your referral code. You also need to help them optimize the claim amount.

 3) Bitcoin is the front-runner in the fastest growing asset class in the world. As you can see from the chart below: the value of Bitcoin is highly volatile and tends to go up over time.

This is perhaps the most important aspect of this experiment for me. It gives anyone with an email address the ability to earn/mine crypto, just like Bitcoin miners were doing 7 years ago.

 In one year the value of the Bitcoin you have may be 10x what it is today. It could also be 10x less, but at least you don’t lose any money if you “mined” your Bitcoin from a Bitcoin faucet. In other words, the value of what you hold may be small today, but the value of cryptos is going up and if the trend continues, this is a way for you (for everyone) to invest even if you don’t have the money. If you don’t have access to your own computer, go to a computer lab or a library. Use your phone. It’s also a great way to hedge against those dollars in your savings. As the value of cryptocurrencies goes up, it will be against the dollar.

Not all faucets are the same

Some faucets are definitely better than others.

With Coinpot gone, Cointiply has taken the lead as the world’s best bitcoin faucet.

What does it mean to be the “best” faucet — it means providing the best opportunity for higher and consistent payouts.

How much can you make on

To figure this out, we need to create a model. The model is based on the following assumptions:

1 dollar = 10,000 Cointiply coins

1 Cointiply coin = $0.0001 dollars

1 bitcoin = 56,300 US dollars

1 bitcoin =563,000,000 Cointiply coins

Now let’s make some basic assumptions about your level of activity on Cointiply.

  •     There’s the main faucet, which can be boosted by increasing your Cointiplier (we’ll talk about how to do that in a moment).
  •     There’s also offer walls (visiting webpages, downloading apps, watching videos), surveys, videos, and paid to click ads.
  •     You can also boost your earnings temporarily and permanently by playing the game Cointivity, which is a little mining game created by the folks at Cointiply (we’ll talk about this a bit later as well).
  •     Last but not least, you can earn 5% interest on your balance if you have over 35,000 coins, which isn’t hard to do.

Let’s take a minute to model out how much you can make on each, starting with The Faucet.


If you're new to
Cointiply, start by signing up here, then make your first faucet claim by rolling the dice.This is the easiest way to make your first coin.

Cointiply has one of the best faucets out there. It’s attached to a progressive jackpot, which as of now is for 272,881 coins.

On average, I make around 30 coins per claim, but you can make anywhere from 22 to 280 coins. The amount depends on the roll.

For the purpose of creating a model, let’s assume you make 22 coins per roll and roll the faucet as often as the faucet allows (24 times a day or once every hour). If you do this, you will make 385,440 coins, $38.54 or 0.0006846181172 bitcoin in one year.

Seems small I know, but just wait.

Important: This is our baseline. I doubt you’ll be able to make a claim every hour on the hour, but you may also make more than 22 coins per claim, so it all evens out, especially because only a small portion of your payout is going to come from the faucet (unless you win the jackpot of course). The largest portion of your bitcoin will come from offers and maximizing those offers, which you’ll see in a minute.

Note: This baseline amount includes the loyalty bonus, which doubles your reward. You get a loyalty bonus of 1% for every day you make a claim on the faucet up to 100%. So as long as you make at least one claim per day, you will receive the loyalty bonus.
Offer Walls

Cointiply offer-walls are a great way to earn coins. According to the website, top users earn 100’s of thousands coins from offer walls. The most popular offer walls are Theorem Reach, Tap Research, Adscend Media and Adgate Media. There are more than a dozen others. They are all different, so find one you like and work it. The good news is you have variety.

A single survey or offer can pay as much as 300,000 coins, with many paying between 1,000 and 20,000 Coins. There are many offers for both US and non-US players.

Tip: always click on “Earn Coins” first. You will see a list of the most popular offers as well as any new ways to earn additional coins.

Some offers are for games and others are surveys or simply ads to click on. Games and offers pay the most, while pay-per-click ads pay the least (9 coins per click). Cointiply paid-to-click ads are pretty normal. You earn coins for visiting a webpage and they’re available all around the world.

Watching videos is one of the most passive ways to earn coins because all you have to do is pull up a video and have it streaming. My favorites are VideoFox, EngagMe and You need to see 3 ads before your account will be credited. The same applies to Hideout.TV. You earn points for every three ads that play between videos.

For our earnings model, let’s say you can commit to doing four offers per month that average out to 50,000 coins per offer.

That’s a total of 2,400,000 coins per year or $240.

Now let’s add videos.

Let’s say you can commit to watching two hours of video every day. You don’t really have to watch, just have it on. You are allowed to watch video from three different portals (cell phone, desktop, tablet) at one time. For the purposes of this exercise, we are going to be conservative and just use one portal for 2 hours per day. That’s a total of 43,797 coins per year or $4.38.

Next: What if we add interest to our model?

Earning Interest

Cointiply pays 5% annual interest on coin balances over 35,000 coins.

To earn interest, you have to maintain this balance and make at least 1 claim each week.

To start earning interest, you need to go to the settings page and toggle the “Enable Interest” switch and then save your settings. Interest is paid every Sunday night.

As a word of caution, be sure to place a 2FA on your account if you have enough to earn interest. You can find the 2FA set up in settings.

Interest is calculated using an annual interest rate of 5% paid out once a week based on your average daily balance. For example, if you have 100,000 Coins for a 1 week period you will earn 99 Coins interest for that week (100,000 * 0.05126 / 52.14). Based on our numbers above (approximately 7,400 coins per week) that equates to 370 coins per year. Not much, but you don’t have to do anything for it.

Next: Now let’s look at how much we can make on offers, games, video and paid per click ads.

So where does that put us?

If we add offers, videos and interest to our annual tally we get:

  •     2,831,958 coins
  •     $283.20; and,
  •     0.005030120818

Two things to keep in mind:

  •     When we first started this project, bitcoin was worth around $10,000 so these numbers are not static. For example, bitcoin extraordinaire, the person that introduced me to bitcoin, Max Kaiser predicts bitcoin will be trading at $240K by the end of the year. So he’s predicting an almost 500% growth rate this year.
  •     This amount is based on both conservative and aggressive assumptions.

So now that you know about all the ways to earn bitcoin on Cointiply, let’s talk about how you can boost earnings.

The Cointivity Game & It’s Impact On Earnings

This is perhaps the main reason I like Cointiply so much — there are so many ways to boost your earnings. The Cointivity Game gives you the ability to boost your earnings.

How much can it boost earnings?

The following is an overview of how much we’ve earned so far using the model:

As you can see, the largest percentage of your earnings come from doing offers. So you can really maximize your earnings by doing two things:

  1.     Increase the number of offers you do from once per week to every day.
  2.     Boost your earnings potential on the day that you do those offers by purchasing “items”.

If we increase the number of offers per week from once per week to seven per week, we can increase annual earnings from $283 to $1,724.

Cointivity Maximization Strategy:

Select one day a week to do all 7 offers and then purchase items that boost earnings for that day.

To understand this, first a little tutorial on how to purchase items.

CointiPoints are Cointiply’s reward point system. For every 10 coins you earn , you’ll receive 1 CointiPoint. The more Cointipoints you have, the higher your level. You can also use these points to buy “items”. The “items” are used for your “bitcoin mining business”.

The goal is to collect as many items as possible to be successful with your bitcoin mining business. However, you can only collect items if you have a “slot” to place the item in.

Each level you go up unlocks more “slots”, which allows you to have more items.

Now, let’s figure out what kind of “items” you can place in your slots.

Items: Equippables Vs. Consumables

Everyone starts off with 2 slots: 1 for Consumables and 1 for Equippables. Every time you unlock another level, you also get more slots to put your items in. Remember, you want lots of items because they boost your earnings, but you have to have slots to place them in.

There are two types of “items” that you can buy to help your mining business: Equippables and Consumables.

  1.     Consumables are items that are consumed or used in a short period of time. They are short-term in nature and the earnings boost from consumables is temporary.
  2.     Equippables are items that are part of your equipment. They are long-term in nature and they boost your earnings permanently.

Each item is also classified as Common, Uncommon, and Rare quality. Rare and Uncommon items boost your earnings higher than Common items.

Where can you find items?

In Pods. You can buy Pods with either CointiPoints or coins. Every Pod contains three items. The higher quality the Pod, the higher your chance of getting Uncommon and Rare items, which are worth the most.

In these Pods you will find “items” like the ones below.

We’re not done. There are also Cointivity Collections.

Cointivity Collections

Cointivity Collections are a way to get an even higher earnings boost. This is a great way to maximize earnings if you know you’re going to be on Cointiply for 4 to 72 hours.

Each collection requires a different group of items. The most valuable Collection also has the most Rare and Uncommon Items. Here’s a graphic from the website of the Collections currently available:

When you have all items in a Collection, a “LOCK IN” button appears on that Collection. Click the button, and you will be asked to confirm that you wish to activate the Collection.

TIP: If you know you’re going to have a big offer day, you might want to Lock In your Collection on the day before and then activate it on the day you are going to do the offers.

All of your items are part of your “Inventory”. So, at any point in time you can check to see how many items you have by clicking on Inventory. You can check out your level, your boosts, your slots, and the items you have in those slots by clicking on your Cointivity Profile. Also remember, that you can use the items to boost earnings or you can sell them for coins.

Let’s get back to maximizing strategy.

Our model assumes that on the day we complete 7 offers, we also purchase:

  •     three Equipables that permanently increase the offer reward by 2% each
  •     two Consumables that temporarily increase the offer reward by 3% each
  •     one Collectible which temporarily boosts my offer account by another 7%.

By doing this I can increase annual earnings from $1,724 to $2,147.

If we assume that Max Keiser is right, and bitcoin is going to grow by another 500% by year end, the amount could increase to $8,000 by the end of the year. And that’s just in 1 year!

Ready to get started click here!

Two more things before I send you off to start your bitcoin mining business — Chat Rain and Cointiply Multiplier.

Next: Chat Rain

Chat Rain

Chat Rain is an opportunity to make a portion of the Chat Rain pool. I’ve never made much on Chat Rain, but I want to include it here even though I don’t include it in the model because you don’t really have to do anything for it.

At the top of the Cointiply Chat forum is a water drop icon, along with how many coins are in the current Rain pool. Cointiply does not tell you how big the Pool needs to be before it “rains”, but you can see what your current share is by looking at the Progress Bar. When the Rail pool is paid out, the site literally rains. The rain looks more like snowflakes than rain, but it’s cute.

The amount you can make depends on how many coins you earn for that day. The more you earn, the higher your share of the Chat Rain pool. You can also donate to the Rain pool, but it doesn’t increase your share so I don’t know why people do it. Karma?
Important: You have to opt in to the Chat Rain pool by clicking on the “Tap to Qualify for Rain Pool” button.

Next: Cointiply Multiplier

Cointiply Multiplier

I’m not a big fan of gambling, so I didn’t mention this in the opening remarks. You want to earn and hold (or hodl as the bitcoin community likes to say). That said, if you’re into this for the gambling, you can wager as few as 10 coins or as many as 50,000 coins in Cointiply’s multiplier game. The maximum multiplier is 61.3x so you could make as much as 613 coins from a 10 coin wager, but it’s highly unlikely.

When you start a new round of the CointiPly Multiplier you will be presented with 11 different “targets” on the screen. The targets look like small white circles. If you win, you can either press your luck or play it safe and click the “Take Win” button at any time to claim your coins and end the round.
What’s Next

I’ll be researching the impact of referrals and premium memberships on earnings.

Final thoughts: Crypto is For Everyone

The world of investments is largely cut off from people that don’t have the means, but crypto isn’t. I have family and friends on both sides of the wealth spectrum and this is a great way for both to accumulate coins. Those that have money, but are worried about Bitcoin’s viability, can use faucets as a no risk way to participate in the crypto boom. Those that don’t have the money can also use this as a way to participate.

Translation: If you don’t have $1 million (or even $10,000), Cointiply is a great way to earn crypto.

Saturday, January 13, 2018

How To Analyze Initial Coin Offerings (ICOs)



  • ICO's are no different from any other investment, you have to do your due diligence.
  • The process starts with researching the offering and the team behind the offering.
  • The process ends with finding a good technical price to buy at.

I've been asked on several occasions how to analyze an ICO. The process of analyzing an ICO is no different from any other investment. 

First a few reminders: Don't ever invest your money in anything without feeling comfortable with it. I also wouldn't invest in any crypto-coin with money that you can't afford to lose. As much as I like crypto, extreme caution is required in new markets. There are tiers of risk in the crypto-world and ICOs are among the highest because you have no historical data. 

With that said, let's take a quick look at scams.

Vetting Out Scams

Before getting to the analysis process, I want to put an umbrella of context over your goal. I hate to say this, but there are many scams in this space. The truth is, like the Federal Reserve and quantitative easing, a good scam is hard to detect. These are a few things you can look for:
  1. Be wary of ICO's with an incoherent message or purpose.
  2. Be wary of ICO's that have a project that sounds similar to others -- you may even find an identical white paper or technical detail being used.
  3. Be wary of ICO's with fake credentials and websites -- click on ALL of the links of the website to see where they lead and if they're live.
  4. Be wary of ICO's with no names or transparency. You want to see faces and those faces should be attached to real people. You can vet people by looking at social media accounts or LinkedIn. Even these can be faked.
  5. Be wary of ICO's that are uncapped.
  6. Be wary of ICO's that have no time limit.
Keep this list in the back of your mind when going through the analysis process.

The Analysis

The same questions you have for any start-up should apply to ICOs. Analysis is a function of 6 main areas: Quality, Team, Team Investment, Blockchain, Social Media, Total Project Funding
  1. The first thing you want to look at is the quality of the project. Is it something that looks thrown together, or does it seem like a well thought out idea. Quality is a large category that can be split into others. In general, it refers to the idea potential. Is the road map overly optimistic? What are the merits or features of the token used? Does the coin derive value from the product or something else? How will it be used (for transactions or investment)? How is value created for token holders (staked interest, a % of profit)? How many tokens are being issued and is there a cap on the number of tokens.
  2. The Team: This is a group of people you are going to trust with your money. Where have they worked, what have they worked on before, do they have advisers? Are they qualified? You also want to note how many developers they have? Do those developers have profiles on Github?
  3. How does the project use blockchain? The value proposition for using blockchain should be clearly stated. Is the market big enough to benefit from the new technology or service provided? The start-up is going to have to unseat others in the market -- can they do that?
  4. Browse social media to see what people are saying. Can you pick up a general feeling about how people in the community feel about the ICO? I tend to shy away from ICOs backed by celebrities. I never buy an ICO endorsed by a bank or government (Venezuela excluded). If I do pick them up, it's after the "pump and dump".
  5. Check to see how much the team has already invested. Have they invested their own money in the venture?
  6. How much money does the total project need? I'm not fond of pre-sales, but if there is one I want to know how many offerings will take place. I also want to know what the allocation process will be.
If you can get to this point, you can progress to the next step: technical analysis.

Moving From Fundamental To Technical Analysis

Technical analysis is difficult without historical prices, but there are some tricks. Now that you know what you want, accumulate low. You want to buy at pre-pump prices.

There are a group of ICO buyers that like to buy and sell into the pump. They have no intention of holding. Once these guys bail, where is everyone going to hang out? That's where you need to place your order. Look for the buyer with the largest order at these prices and place your order just before theirs. You also want to monitor the number of coins in circulation during the ICO. Distributed coins shouldn't be for more than 40%. Too many is a sign of a dump. Wait and pick up on pre-pump prices.

Saturday, January 6, 2018

How Is Silicon Valley Preparing For Mass Automation?

"Most humans won't have any saleable labor in the future", said one ex-techie in the video below.

"Techies can see that the future is coming and they are reacting to that future".

What is that future: automation.

The result is a big rise in unemployment and it has some folks in Silicon Valley "terrified", especially people with money and/or resources to lose. One venture capitalist in the video below refers to what's coming as the new French Revolution.

This is an enlightening video about how some ex-Silicon Valleyers, the coders of automation, are preparing for the next 20 years.

What do they fear: biological weapons, nuclear war, economic collapse.

What are Silicon Valleyers collecting: guns, renewable energy, food, generators, masks, health supplies

Silicon Vs Doomsday Prepper

Even though techies are buying $500k bunkers and guns like the stereotypical "doomsday prepper", they are also doggedly focused on "quality of life". Many of them view what's coming as the "new economy" rather than "the coming apocalypse".

Perhaps the most persuasive aspect of the "techie prepper's" argument is that unlike the typical "doomsday prepper", these are the men and women that were hired to create a program for the average American job, which is to say they know what they're talking about. In other words, if the guy sitting next to me on the plane is scared, I'm ordering a drink. If the flight attendant is scared, I'm ordering two drinks, reading the emergency manual and saying my prayers.

Translation: A techie warning about the impact of automation is far more reliable than the average guy sitting next to you on the plane, even if that guy claims to have biblical proof (prophesies always tend to be off by a few years).

So who's the pilot of the tech world and what's s/he got to say about flight status?

There are many noteworthy pilots in the tech world, but Elon Musk is among the best. Here's a quick clip on what he thinks about the impact of automation.

This is a data driven response to a fair question about the impact of automation around the world. His directness is both refreshing and startling in its implication.

What I like about the tech version of the coming "apocalypse" is that it is surprisingly optimistic. Instead of scripture, prophecy or fake news, techies are basing their prediction on data. They know that what's on the other side of the hump is a time period when people are not valued for their work. For some this is a terrifying prospect, even for the techie, but for others it is a kind of Eden. To gain value from your own self-betterment and the betterment of mankind is both noble and obtainable when much of the work is being done for you by machines. Now, we just just need to reclaim the stolen wealth accumulated by central banks -- enter crypto -- and use that as the basis for universal income.

Final Thoughts: "Prepping" for the future brings together two profiles often depicted as being diametrically opposed. This unlikely coalition is starting to form the backbone of a movement. And, this notion that techies are somehow responsible for the downfall of society is as ridiculous as blaming war on the soldiers that fight it. Automation is an inevitable conclusion to market demand.